/* ==========================================================================
   Life Policy Support — Phone-First Mobile-Optimized Design
   Priority: 375px mobile. Everything serves the phone call CTA.
   ========================================================================== */

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;600;700;800&display=swap');

/* ==========================================================================
   Design Tokens
   ========================================================================== */
:root {
  --primary-dark: #0F2B46;
  --primary: #1565C0;
  --primary-light: #E3F2FD;
  --green: #22C55E;
  --green-hover: #16A34A;
  --green-glow: rgba(34, 197, 94, 0.4);
  --teal: #00897B;
  --teal-hover: #00796B;
  --bg: #FAFBFD;
  --card: #FFFFFF;
  --text: #1B2A3D;
  --muted: #64748B;
  --border: #E2E8F0;
  --section-alt: #F1F5F9;
  --footer-bg: #0A1628;
  --font: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --radius: 12px;
  --radius-sm: 8px;
  --shadow: 0 4px 12px rgba(15, 43, 70, 0.08);
  --shadow-lg: 0 8px 24px rgba(15, 43, 70, 0.12);
}

/* ==========================================================================
   Reset
   ========================================================================== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; font-size: 16px; }

body {
  font-family: var(--font);
  font-size: 1rem;
  line-height: 1.6;
  color: var(--text);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
  padding-bottom: 72px; /* space for floating CTA */
}

a { color: var(--primary); text-decoration: none; }
a:hover { color: var(--teal); }
ul, ol { list-style: none; }
button { font-family: inherit; cursor: pointer; border: none; background: none; }
img { max-width: 100%; height: auto; display: block; }

h1, h2, h3 {
  font-weight: 700;
  color: var(--primary-dark);
  line-height: 1.2;
  letter-spacing: -0.02em;
}

p { margin-bottom: 12px; }

.container {
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 20px;
  width: 100%;
}

/* ==========================================================================
   HEADER — Slim, logo + call pill
   ========================================================================== */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255,255,255,0.96);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border);
  height: 52px;
}

.site-header.scrolled {
  box-shadow: var(--shadow);
  border-bottom-color: transparent;
}

.site-header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 100%;
}

.site-logo {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--primary-dark);
  text-decoration: none;
  letter-spacing: -0.02em;
  white-space: nowrap;
}
.site-logo:hover { color: var(--primary); }

/* Desktop header CTA — hidden on mobile */
.header-cta {
  display: none;
  align-items: center;
  gap: 8px;
  background: var(--green);
  color: #fff;
  font-weight: 700;
  font-size: 0.88rem;
  padding: 10px 22px;
  border-radius: 50px;
  white-space: nowrap;
  transition: background 0.15s, transform 0.15s;
}
.header-cta:hover {
  background: var(--green-hover);
  color: #fff;
  transform: translateY(-1px);
}

/* Mobile header call pill */
.header-phone-mobile {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  background: var(--green);
  color: #fff;
  font-size: 0.82rem;
  font-weight: 700;
  padding: 8px 16px;
  border-radius: 50px;
  text-decoration: none;
  white-space: nowrap;
  -webkit-tap-highlight-color: transparent;
  transition: background 0.15s;
}
.header-phone-mobile:hover { background: var(--green-hover); color: #fff; }

/* ==========================================================================
   AVAILABLE NOW INDICATOR — Pulsing green dot
   ========================================================================== */
.available-indicator {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 0.8rem;
  font-weight: 600;
  color: rgba(255,255,255,0.9);
  margin-bottom: 12px;
  letter-spacing: 0.03em;
}
.available-indicator--light { color: rgba(255,255,255,0.9); }

.available-dot {
  width: 9px;
  height: 9px;
  background: var(--green);
  border-radius: 50%;
  animation: dotPulse 2s ease-in-out infinite;
  flex-shrink: 0;
}

@keyframes dotPulse {
  0%, 100% { box-shadow: 0 0 0 0 rgba(34,197,94,0.55); }
  50% { box-shadow: 0 0 0 7px rgba(34,197,94,0); }
}

/* ==========================================================================
   HERO — Phone number is the star
   ========================================================================== */
.hero {
  padding: 28px 20px 24px;
  text-align: center;
  background: linear-gradient(135deg, var(--primary-dark) 0%, #1A3A5C 50%, var(--primary) 100%);
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 20% 50%, rgba(255,255,255,0.03) 0%, transparent 50%),
    radial-gradient(circle at 80% 20%, rgba(255,255,255,0.04) 0%, transparent 40%);
  pointer-events: none;
}

.hero .container {
  position: relative;
  z-index: 1;
}

.hero h1 {
  color: #fff;
  font-size: 1.45rem;
  font-weight: 800;
  letter-spacing: -0.03em;
  margin-bottom: 8px;
  line-height: 1.25;
}

.hero .hero-subtitle {
  display: none; /* Hidden on mobile — saves space. Shown on desktop for SEO. */
}

/* ==========================================================================
   PHONE DISPLAY — Giant tappable phone number
   ========================================================================== */
.phone-display {
  display: block;
  font-size: 2.4rem;
  font-weight: 800;
  color: #fff;
  text-decoration: none;
  letter-spacing: 1px;
  padding: 14px 16px;
  margin: 0 auto 12px;
  border-radius: var(--radius);
  background: rgba(255,255,255,0.1);
  border: 2px solid rgba(255,255,255,0.2);
  box-shadow: 0 4px 20px rgba(0,0,0,0.15);
  -webkit-tap-highlight-color: transparent;
  transition: background 0.15s, transform 0.15s, border-color 0.15s;
}

.phone-display:hover {
  background: rgba(255,255,255,0.17);
  border-color: rgba(255,255,255,0.35);
  color: #fff;
  transform: scale(1.02);
}

/* Dark variant — for mid-page CTA on light background */
.phone-display--dark {
  color: var(--primary-dark);
  background: #fff;
  border: 2px solid var(--primary);
  box-shadow: 0 4px 16px rgba(21,101,192,0.12);
}
.phone-display--dark:hover {
  background: var(--primary-light);
  color: var(--primary-dark);
  border-color: var(--primary);
}

/* On-dark variant — for CTA banner */
.phone-display--on-dark {
  font-size: 2.6rem;
  background: rgba(255,255,255,0.12);
  border-color: rgba(255,255,255,0.25);
}

/* ==========================================================================
   CTA BUTTON
   ========================================================================== */
.cta-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-size: 1.1rem;
  font-weight: 700;
  color: #fff;
  background: var(--teal);
  padding: 16px 32px;
  border: none;
  border-radius: var(--radius);
  cursor: pointer;
  text-decoration: none;
  line-height: 1;
  -webkit-tap-highlight-color: transparent;
  transition: background 0.15s, transform 0.15s, box-shadow 0.15s;
}
.cta-button:hover {
  background: var(--teal-hover);
  color: #fff;
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(0,137,123,0.3);
}
.cta-button:active { transform: translateY(0) scale(0.98); }

.cta-button--green { background: var(--green); }
.cta-button--green:hover {
  background: var(--green-hover);
  box-shadow: 0 6px 20px var(--green-glow);
}

.cta-button--white { background: #fff; color: var(--primary-dark); }
.cta-button--white:hover {
  background: #f0f4f8;
  color: var(--primary-dark);
  box-shadow: 0 6px 20px rgba(255,255,255,0.25);
}

.cta-button--full {
  width: 100%;
  font-size: 1.15rem;
  padding: 18px 24px;
}

/* ==========================================================================
   HERO — Sub-text + Trust Checks
   ========================================================================== */
.hero-cta-sub {
  display: block;
  font-size: 0.78rem;
  color: rgba(255,255,255,0.6);
  font-weight: 500;
  margin: 8px 0 16px;
  letter-spacing: 0.02em;
}

.trust-checks {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
}

.trust-check {
  display: flex;
  align-items: center;
  gap: 6px;
  color: rgba(255,255,255,0.8);
  font-size: 0.82rem;
  font-weight: 500;
}

.trust-check svg {
  flex-shrink: 0;
}

/* ==========================================================================
   TRUST BAR — Compact horizontal strip
   ========================================================================== */
.trust-bar {
  padding: 12px 20px;
  background: var(--primary-dark);
  text-align: center;
  display: flex;
  justify-content: center;
  align-items: center;
  flex-wrap: wrap;
  gap: 6px 12px;
}

.trust-bar .container {
  display: contents;
}

.trust-bar-item {
  font-size: 0.75rem;
  font-weight: 600;
  color: rgba(255,255,255,0.8);
  letter-spacing: 0.02em;
  white-space: nowrap;
}

.trust-bar-divider {
  color: rgba(255,255,255,0.3);
  font-size: 0.65rem;
}

/* ==========================================================================
   HOW IT WORKS — Single compact row
   ========================================================================== */
.how-it-works {
  padding: 28px 20px;
  background: var(--section-alt);
  text-align: center;
}

.how-it-works h2 {
  font-size: 1.2rem;
  margin-bottom: 16px;
}

.steps-row {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  flex-wrap: wrap;
}

.step-pill {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: 50px;
  padding: 8px 14px;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--text);
  white-space: nowrap;
}

.step-num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 22px;
  height: 22px;
  background: linear-gradient(135deg, var(--primary), var(--teal));
  color: #fff;
  font-size: 0.72rem;
  font-weight: 700;
  border-radius: 50%;
  flex-shrink: 0;
}

.step-sep {
  color: var(--primary);
  font-size: 0.85rem;
  font-weight: 600;
}

/* ==========================================================================
   MID-PAGE CTA
   ========================================================================== */
.mid-cta {
  padding: 36px 20px;
  background: var(--primary-light);
  text-align: center;
}

.mid-cta-text {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--primary-dark);
  margin-bottom: 14px;
}

.mid-cta .phone-display {
  max-width: 380px;
  margin-bottom: 14px;
}

.mid-cta .cta-button {
  max-width: 380px;
}

/* ==========================================================================
   FAQ ACCORDION
   ========================================================================== */
.faq {
  padding: 40px 20px;
  background: var(--section-alt);
}

.section-header {
  text-align: center;
  margin-bottom: 20px;
}

.faq h2 { text-align: center; }

.faq-list {
  display: flex;
  flex-direction: column;
  gap: 8px;
  max-width: 800px;
  margin: 0 auto;
}

.faq-item {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  transition: border-color 0.2s, box-shadow 0.2s;
}

.faq-item.active {
  border-color: var(--primary);
  box-shadow: 0 2px 8px rgba(21,101,192,0.08);
}

.faq-question {
  width: 100%;
  background: none;
  border: none;
  padding: 14px 16px;
  font-family: var(--font);
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--text);
  text-align: left;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  line-height: 1.4;
  transition: background 0.15s;
}
.faq-question:hover { background: var(--section-alt); }
.faq-item.active .faq-question { color: var(--primary); }

.faq-chevron {
  flex-shrink: 0;
  transition: transform 0.25s;
}
.faq-item.active .faq-chevron { transform: rotate(180deg); }

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s cubic-bezier(0.16, 1, 0.3, 1);
}
.faq-item.active .faq-answer { max-height: 600px; }

.faq-answer-inner {
  padding: 0 16px 14px;
  font-size: 0.88rem;
  color: var(--muted);
  line-height: 1.6;
}

/* ==========================================================================
   CTA BANNER
   ========================================================================== */
.cta-banner {
  padding: 40px 20px;
  background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 60%, #1A73E8 100%);
  text-align: center;
  color: #fff;
  position: relative;
  overflow: hidden;
}

.cta-banner::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 30% 50%, rgba(0,137,123,0.1) 0%, transparent 50%),
    radial-gradient(circle at 80% 30%, rgba(255,255,255,0.04) 0%, transparent 40%);
  pointer-events: none;
}

.cta-banner .container { position: relative; z-index: 1; }

.cta-banner .available-indicator { margin-bottom: 10px; }

.cta-banner h2 {
  color: #fff;
  font-size: 1.4rem;
  margin-bottom: 6px;
}

.cta-banner-subtitle {
  color: rgba(255,255,255,0.75);
  font-size: 0.9rem;
  margin-bottom: 16px;
}

.cta-banner .phone-display { margin-bottom: 14px; max-width: 400px; }

.cta-banner .cta-button { max-width: 380px; }

.cta-banner-hours {
  margin-top: 12px;
  font-size: 0.78rem;
  color: rgba(255,255,255,0.5);
  font-weight: 500;
  margin-bottom: 0;
}

/* ==========================================================================
   FOOTER — Minimal, centered
   ========================================================================== */
.site-footer {
  background: var(--footer-bg);
  color: rgba(255,255,255,0.7);
  padding: 28px 20px 24px;
  text-align: center;
}

.footer-phone {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 1.05rem;
  font-weight: 700;
  color: #fff;
  text-decoration: none;
  margin-bottom: 16px;
}
.footer-phone:hover { color: #fff; opacity: 0.85; }

.footer-disclaimer {
  max-width: 480px;
  margin: 0 auto 14px;
  font-size: 0.72rem;
  font-style: italic;
  color: rgba(255,255,255,0.4);
  line-height: 1.6;
}

.footer-legal-links {
  display: flex;
  justify-content: center;
  gap: 16px;
  margin-bottom: 10px;
  flex-wrap: wrap;
}
.footer-legal-links a {
  font-size: 0.75rem;
  color: rgba(255,255,255,0.4);
  transition: color 0.15s;
}
.footer-legal-links a:hover { color: #fff; }

.footer-copyright {
  font-size: 0.72rem;
  color: rgba(255,255,255,0.25);
  margin-bottom: 0;
}

/* ==========================================================================
   FLOATING MOBILE CTA — Full-width sticky bottom bar
   ========================================================================== */
.mobile-call-cta {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 9999;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  background: linear-gradient(90deg, var(--green), var(--green-hover));
  color: #fff;
  text-decoration: none;
  font-size: 1.08rem;
  font-weight: 700;
  height: 60px;
  padding: 0 24px;
  padding-bottom: env(safe-area-inset-bottom, 0px);
  box-shadow: 0 -4px 20px rgba(0,0,0,0.18);
  -webkit-tap-highlight-color: transparent;
  transition: transform 0.3s ease;
}
.mobile-call-cta:hover { color: #fff; }
.mobile-call-cta.hidden { transform: translateY(100%); }

.mobile-call-icon {
  font-size: 1.2rem;
  animation: iconBounce 2s ease-in-out infinite;
}

@keyframes iconBounce {
  0%, 100% { transform: scale(1); }
  50% { transform: scale(1.15); }
}

.mobile-call-text { letter-spacing: 0.5px; }

/* ==========================================================================
   INNER PAGES — Page hero, content, contact, guides
   ========================================================================== */
.page-hero {
  padding: 44px 20px 36px;
  background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 100%);
  text-align: center;
  position: relative;
  overflow: hidden;
}
.page-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 20% 50%, rgba(255,255,255,0.03) 0%, transparent 50%),
    radial-gradient(circle at 80% 50%, rgba(0,137,123,0.05) 0%, transparent 40%);
  pointer-events: none;
}
.page-hero .container { position: relative; z-index: 1; }
.page-hero h1 { color: #fff; font-size: 1.6rem; margin-bottom: 8px; }
.page-hero p { color: rgba(255,255,255,0.75); font-size: 0.95rem; margin-bottom: 0; max-width: 500px; margin-left: auto; margin-right: auto; }

.breadcrumbs { display: flex; justify-content: center; gap: 8px; margin-bottom: 14px; font-size: 0.78rem; }
.breadcrumbs a { color: rgba(255,255,255,0.6); transition: color 0.15s; }
.breadcrumbs a:hover { color: #fff; }
.breadcrumbs .separator { color: rgba(255,255,255,0.3); }
.breadcrumbs .current { color: rgba(255,255,255,0.9); font-weight: 500; }

.page-content { padding: 40px 20px; }
.page-content .container { max-width: 720px; }
.page-content h1 { margin-bottom: 24px; text-align: center; }
.page-content h2 { margin-top: 32px; margin-bottom: 12px; font-size: 1.2rem; }
.page-content h3 { margin-top: 24px; margin-bottom: 10px; font-size: 1.05rem; }
.page-content p, .page-content li { margin-bottom: 12px; line-height: 1.6; }
.page-content ul { list-style: disc; padding-left: 24px; margin-bottom: 16px; }
.page-content ol { list-style: decimal; padding-left: 24px; margin-bottom: 16px; }
.page-content a { color: var(--primary); text-decoration: underline; text-underline-offset: 3px; }
.page-content blockquote { border-left: 4px solid var(--primary); padding: 16px 20px; margin: 24px 0; background: var(--primary-light); border-radius: 0 8px 8px 0; font-style: italic; color: var(--muted); }

.contact-info { display: grid; grid-template-columns: 1fr; gap: 20px; margin-bottom: 36px; }
.contact-card { background: var(--card); border: 1px solid var(--border); border-radius: var(--radius); padding: 24px 20px; text-align: center; transition: transform 0.2s, box-shadow 0.2s; }
.contact-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-lg); }
.contact-card .card-icon { width: 48px; height: 48px; margin: 0 auto 14px; background: var(--primary-light); border-radius: 12px; display: flex; align-items: center; justify-content: center; font-size: 1.3rem; color: var(--primary); }
.contact-card h3 { font-size: 1rem; margin-bottom: 6px; }
.contact-card p { font-size: 0.88rem; color: var(--muted); margin-bottom: 0; }
.contact-card a { color: var(--primary); font-weight: 600; }

.payment-guide, .claim-guide { padding: 40px 20px; }
.guide-intro { text-align: center; max-width: 560px; margin: 0 auto 32px; }
.guide-intro p { color: var(--muted); font-size: 0.95rem; }
.guide-steps { display: grid; grid-template-columns: 1fr; gap: 16px; max-width: 700px; margin: 0 auto; }
.guide-step-card { display: flex; align-items: flex-start; gap: 16px; padding: 20px; background: var(--card); border: 1px solid var(--border); border-radius: var(--radius); transition: transform 0.2s; }
.guide-step-card:hover { transform: translateY(-2px); box-shadow: var(--shadow); }
.guide-step-number { width: 36px; height: 36px; min-width: 36px; background: linear-gradient(135deg, var(--primary), var(--teal)); color: #fff; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 0.9rem; font-weight: 700; }
.guide-step-content h3 { font-size: 1rem; margin-bottom: 4px; }
.guide-step-content p { font-size: 0.88rem; color: var(--muted); margin-bottom: 0; line-height: 1.6; }

.notice-box { padding: 18px 20px; background: var(--primary-light); border-left: 4px solid var(--primary); border-radius: 0 var(--radius) var(--radius) 0; margin: 28px auto; max-width: 700px; }
.notice-box p { margin-bottom: 0; font-size: 0.9rem; }
.notice-box strong { color: var(--primary-dark); }

.additional-info { max-width: 700px; margin: 32px auto 0; padding: 24px 20px; background: var(--section-alt); border-radius: var(--radius); }
.additional-info h3 { font-size: 1.05rem; margin-bottom: 10px; }
.additional-info ul { list-style: disc; padding-left: 20px; }
.additional-info li { font-size: 0.88rem; color: var(--muted); margin-bottom: 6px; line-height: 1.6; }

.about-card { background: var(--card); border: 1px solid var(--border); border-radius: var(--radius); padding: 24px 20px; margin-bottom: 16px; transition: transform 0.2s; }
.about-card:hover { transform: translateY(-2px); box-shadow: var(--shadow); }
.about-card h2 { font-size: 1.15rem; margin-top: 0; margin-bottom: 8px; }
.about-card p { font-size: 0.9rem; color: var(--muted); margin-bottom: 0; }

/* ==========================================================================
   SCROLL REVEAL
   ========================================================================== */
.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.5s ease, transform 0.5s ease;
}
.reveal.active {
  opacity: 1;
  transform: translateY(0);
}

/* ==========================================================================
   UTILITY
   ========================================================================== */
.sr-only {
  position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;
}

/* ==========================================================================
   DESKTOP (960px+)
   ========================================================================== */
@media (min-width: 960px) {

  body { padding-bottom: 0; }

  h1 { font-size: 2.6rem; }
  h2 { font-size: 1.9rem; }

  .site-header { height: 64px; }
  .site-header .container { padding: 0 40px; }
  .site-logo { font-size: 1.1rem; }
  .header-cta { display: flex; }
  .header-phone-mobile { display: none; }

  .hero { padding: 64px 40px 56px; }
  .hero h1 { font-size: 2.6rem; max-width: 680px; margin-left: auto; margin-right: auto; }
  .hero .hero-subtitle {
    display: block;
    font-size: 1.1rem;
    color: rgba(255,255,255,0.8);
    max-width: 540px;
    margin: 0 auto 20px;
    line-height: 1.6;
  }

  .phone-display {
    font-size: 3rem;
    max-width: 460px;
    padding: 18px 28px;
  }
  .phone-display--on-dark { font-size: 3rem; }

  .cta-button--full { width: auto; max-width: 420px; padding: 20px 48px; }

  .trust-checks {
    flex-direction: row;
    gap: 24px;
  }
  .trust-check { font-size: 0.9rem; }

  .trust-bar { padding: 14px 40px; gap: 10px 24px; }
  .trust-bar-item { font-size: 0.85rem; }

  .how-it-works { padding: 40px 40px; }
  .how-it-works h2 { font-size: 1.5rem; }
  .steps-row { gap: 12px; }

  .mid-cta { padding: 48px 40px; }
  .mid-cta-text { font-size: 1.25rem; }
  .mid-cta .phone-display { max-width: 460px; }
  .mid-cta .cta-button { width: auto; }

  .faq { padding: 56px 40px; }
  .faq-question { font-size: 1rem; padding: 18px 22px; }
  .faq-answer-inner { padding: 0 22px 18px; }

  .cta-banner { padding: 56px 40px; }
  .cta-banner h2 { font-size: 1.9rem; }
  .cta-banner .cta-button { width: auto; }

  .site-footer { padding: 32px 40px 24px; }

  .mobile-call-cta { display: none; }

  .page-hero { padding: 56px 40px 48px; }
  .page-hero h1 { font-size: 2.2rem; }
  .page-content { padding: 56px 40px; }
  .page-content h2 { font-size: 1.35rem; }
  .contact-info { grid-template-columns: repeat(2, 1fr); }
  .payment-guide, .claim-guide { padding: 56px 40px; }
}

/* ==========================================================================
   TABLET (600-959px)
   ========================================================================== */
@media (min-width: 600px) and (max-width: 959px) {
  h1 { font-size: 2rem; }
  h2 { font-size: 1.6rem; }

  .hero { padding: 44px 24px 36px; }
  .hero h1 { font-size: 2rem; }
  .hero .hero-subtitle { display: block; font-size: 1rem; color: rgba(255,255,255,0.8); max-width: 480px; margin: 0 auto 16px; }

  .phone-display { font-size: 2.6rem; }
  .contact-info { grid-template-columns: repeat(2, 1fr); }
}

/* ==========================================================================
   SMALL MOBILE (under 375px)
   ========================================================================== */
@media (max-width: 374px) {
  .hero { padding: 24px 16px 20px; }
  .hero h1 { font-size: 1.3rem; }
  .phone-display { font-size: 2rem; padding: 12px 12px; }
  .site-logo { font-size: 0.85rem; }
  .header-phone-mobile { font-size: 0.75rem; padding: 7px 12px; }
  .trust-check { font-size: 0.75rem; }
  .step-pill { font-size: 0.75rem; padding: 6px 10px; }
  .cta-button--full { font-size: 1rem; padding: 16px 20px; }
}

/* ==========================================================================
   REDUCED MOTION + HIGH CONTRAST + PRINT
   ========================================================================== */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
  .reveal { opacity: 1; transform: none; }
}

@media (prefers-contrast: high) {
  :root { --border: #94A3B8; --muted: #475569; }
  .faq-item, .cta-button { border: 2px solid; }
}

@media print {
  .site-header, .cta-button, .cta-banner, .mobile-call-cta, .trust-bar { display: none !important; }
  body { color: #000; background: #fff; padding-bottom: 0; }
  .hero { background: none !important; color: #000; padding: 20px 0; }
  .hero h1, .hero .hero-subtitle { color: #000; }
  .site-footer { background: none; color: #000; border-top: 1px solid #000; }
}